Anonymous by default
Reporters stay anonymous unless they choose otherwise. No IP, no cookies, no third-party trackers on the reporting form.
🏦 Financial services
Whistleblowing software for banks, insurers and fintech.
Financial services firms face overlapping whistleblower obligations under the EU Directive, DORA, MiCA and national banking law — with personal liability for board members. Ashio gives compliance officers a compliant, anonymous reporting channel that meets every requirement out of the box.
2019/1937
EU Whistleblowing Directive — applies to all legal entities
7 days
Mandatory acknowledgment deadline
3 months
Mandatory feedback deadline
€20/mo
Ashio annual plan, transparent pricing
Overview
Why financial services need a purpose-built whistleblower channel.
Banks, insurers and fintech operate under the strictest whistleblower and incident-reporting regimes in Europe — with potential fines measured in millions and personal liability for senior managers. Generic ticketing systems and email-based channels fail the legal tests for anonymity, integrity and auditability. Ashio is built for regulated financial institutions: anonymous by default, ISO 27001 hosted in Switzerland, with an immutable audit log that satisfies both DORA and the EU Whistleblowing Directive.
Regulatory landscape
What applies to your organisation.
The whistleblower and incident-reporting stack that financial firms must navigate.
EU Whistleblowing Directive 2019/1937
All legal entities with 50+ employees must operate a confidential reporting channel with anonymous intake, 7-day acknowledgment and 3-month feedback deadlines.
DORA (Digital Operational Resilience Act)
Major financial entities must report ICT-related incidents within strict timelines. Ashio handles both NIS2 and DORA reporting timelines in a single channel.
MiCA (Markets in Crypto-Assets)
Crypto-asset service providers must comply with EU whistleblower obligations from December 2024. Ashio is jurisdiction-agnostic across all EU member states.
EBA Guidelines on Internal Governance
Credit institutions and investment firms must maintain effective whistleblowing arrangements. Ashio provides the immutable audit trail required by EBA examination.
National banking-law whistleblowing
German KWG, French Code monétaire et financier and others impose additional duties. Our national-law pages cover DE/FR/IT/ES specifics.
Why Ashio
Built for the financial sector.
Every feature exists because a regulated financial institution needed it.
Immutable audit trail
Every action — report, status change, comment, file upload — is timestamped in a tamper-proof log that satisfies EBA and DORA examination.
ISO 27001 hosting in Switzerland
Data stays in Switzerland under the nFADP. No transfers to third countries without a legal basis. Inside the EU/EEA jurisdictional perimeter.
Multi-jurisdiction ready
One platform for EU Directive, national law, DORA, MiCA, EBA. Configure per-entity rules for groups and subsidiaries.
ISO 27001-certified Swiss hosting
All data is hosted in Switzerland under the nFADP. No transfers to third countries without a legal basis.
Configurable data retention
Set retention periods that match your regulatory requirements. Export data at any time during the retention window.
Compliance checklist
What financial compliance officers worry about.
Five concerns we hear from compliance officers at banks, insurers and fintech every week — and how Ashio handles each.
- 1
Can the regulator actually audit our reporting chain?
Ashio's immutable audit trail timestamps every action with user, role and timestamp. EBA and DORA examiners accept the export — no manual reconciliation needed.
- 2
Will senior management ever see a report about themselves?
Access controls ensure that only your designated staff can read reports. Standard access reviews are recommended per regulatory guidance.
- 3
How do we prove we acknowledged within 7 days?
Reports are timestamped on receipt. You can export logs at any time to demonstrate compliance with your regulatory obligations.
- 4
What if a regulator submits a request mid-quarter?
Export all reports, audit trail, and access logs as a ZIP bundle within minutes. Pre-formatted packages for EBA, EIOPA and national supervisors.
- 5
How do we onboard 50+ subsidiaries under one group policy?
Multi-entity tenants with per-entity routing, group-level oversight and segregated audit trails. Onboard one subsidiary per hour, not one per week.
FAQ
Common questions from compliance teams.
Is the reporting channel compliant with the EU Whistleblowing Directive?+
Yes. Ashio is designed to meet the Directive's requirements: confidential intake, anonymous submission by default, 7-day acknowledgment, and 3-month feedback. Final compliance depends on your own configuration.
Can my staff report from a phone?+
Yes. The reporting form works in any modern mobile browser. No app install required.
Who in my organization can see reports?+
Only the people you designate as compliance staff, with role-based access controls. IT cannot read report contents or reporter identity.
What happens to report data after we close our account?+
Data is deleted on a configurable schedule. You can export all data before closing.
Can I try Ashio before committing to a paid plan?+
Yes. A 14-day free trial is available, no credit card required.
Related
Continue exploring.
Ready to set up a compliant channel?
Live in 10 minutes. €20/month annual. ISO 27001 hosted. Multi-entity ready.